#Tad the merchant pdf
#Tad the merchant professional

Unless we separately agree in writing, we do not monitor your brokerage account, and you make the ultimate decision regarding the purchase or sale of investments. Commodity Futures Trading Commission (CFTC) and offers brokerage services related to the execution and clearing of on-exchange futures and options on futures products.

is also registered as a Futures Commission Merchant (FCM) with the U.S.

Wealth management services in the United States are provided by UBS Financial Services Inc., a registered broker-dealer offering securities, trading, brokerage and related products and services.

#Tad the merchant professional

You should consult with your legal counsel and/or your accountant or tax professional regarding the legal or tax implications of a particular suggestion, strategy or investment, including any estate planning strategies, before you invest or implement. nor its employees (including its Financial Advisors) provide tax or legal advice.

#Tad the merchant pdf

For more information, please review the PDF document at ubs.com/relationshipsummary. Our agreements and disclosures will inform you about whether we and our financial advisors are acting in our capacity as an investment adviser or broker-dealer. Your financial advisor will let you know if this is the case and, if you desire advisory services, will be happy to refer you to another financial advisor who can help you. A small number of our financial advisors are not permitted to offer advisory services to you, and can only work with you directly as UBS broker-dealer representatives. It is important that clients understand the ways in which we conduct business, that they carefully read the agreements and disclosures that we provide to them about the products or services we offer. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. offers investment advisory services in its capacity as an SEC-registered investment adviser and brokerage services in its capacity as an SEC-registered broker-dealer.

Īs a firm providing wealth management services to clients, UBS Financial Services Inc. Please consult the sales restrictions relating to the service in question for further information. Products and services mentioned on these web pages may not be available for residents of certain nations.

Tad graduated with a B.S., Business Administration from the University of Colorado, Boulder, Colorado. As a Wealth Advisor and Senior Portfolio Manager, Tad has extensive access to various specialists, scarce resources and select offerings necessary to serve high net worth clients. Tad is among a small number of UBS Financial Advisors who have earned the designation of “Wealth Advisor,” and has also been recognized with the 'Senior Portfolio Manager' title. He joined the Wealth Management Division of UBS Financial Services in 2009 as a Senior Vice President. From 1990 to the present, he has held a position as an arbitration panelist for the New York Stock Exchange. From 1988 until 1994, Tad held the position of Assistant Branch Manager in the downtown office. He began his career as a Financial Advisor with Morgan Stanley in 1984. Tad has been in the financial services industry for over 30 years and is a graduate of the Executive Education Program at the Wharton Business School, is a member of the Investment Management Association (IMCA), and has received the Certified Investment Management Analyst (CIMA®) designation.